Book a Free 15-Minute Finance Assessment

Commercial Finance for Established Businesses and Corporates

As deal size and complexity grow, so does the need for structured advice — multiple entities, syndicated facilities, and lenders with genuine appetite for your sector. We run a full banking tender across 60+ bank, second-tier and private credit lenders, at no cost to you.

Book a Free 15-Minute Finance Assessment

When a Deal Needs More Than a Standard Application

Commercial finance at scale usually involves complexity a standard bank application process isn't built to handle:

  • Group structures spanning multiple companies, trusts or joint ventures.
  • Facilities that need to be split or syndicated across more than one lender.
  • A mix of property, cash flow and other assets being used as security.
  • Covenant packages and reporting requirements that need to be negotiated, not just accepted.

The Questions Corporates and Mid-Market Businesses Are Asking

  • Should this facility sit with one lender, or be syndicated across several?
  • How do we structure finance across multiple entities without creating unnecessary cross-collateralisation?
  • Is a bank the right fit here, or does private credit offer better terms for our risk profile?
  • What covenants are actually market standard for a deal our size, and what can we push back on?
  • How do we run a genuinely competitive process without damaging existing banking relationships?

Why Corporates Choose Glenclair Financial

Bank-side experience on structure and pricing.

Founded by former senior bankers who ran credit and pricing decisions from the inside, we know what a lender's credit committee actually needs to see to approve a complex deal.

A full banking tender run on your behalf.

We approach the banks, second-tier lenders and private credit providers with genuine appetite for your structure and sector, not just your existing relationship bank.

Deal packaging built for scrutiny.

We prepare detailed financial analysis and a professional information memorandum that withstands credit committee-level review, not just a relationship manager's first read.

Zero cost to you.

We're paid by the lender as part of their standard costs. Debt advisory services for more complex mandates are the exception, provided under a retainer and success-fee structure.

$355K Annual savings delivered to a single client
35 BPS Average reduction in debt servicing costs (basis points) — and if we can't save you money, we won't represent you
60+ Lenders on our panel — Big Four, second tier, third tier, and private credit
$0 There is no cost to you for our services; we are compensated by lenders rather than clients. Debt advisory services are the exception, provided under a retainer and success-fee structure

HOW IT WORKS

1

Tell us about your business
Share your situation, goals, and what you need to achieve.

2

We run the full banking tender
We approach all relevant lenders and secure competing offers.

3

You choose — we close
Pick the best terms and we manage everything through to settlement.

Commercial Finance Solutions We Arrange

  • Structured and syndicated commercial facilities
  • Mid-market commercial finance — see Mid-Market Commercial Finance
  • Business acquisition and leveraged finance
  • Commercial property and development finance
  • Working capital and trade finance
  • Refinancing and restructuring of existing facilities

Ready to Structure Your Next Facility?

Whether it's a single complex facility or a multi-entity structure, one conversation can show you what's realistically achievable across the market.

Book a free, no-obligation consultation with us today

Book a Free 15-Minute Finance Assessment