$5m–$200m Turnover Commercial Finance for Australian Businesses
Independent debt advisory for established Australian businesses in the $5m to $200m revenue band. One senior specialist runs a full tender across 60+ bank and non-bank lenders to secure the right structure, pricing, and limits for your business.
Book a Free 15-Minute Finance AssessmentIs Any of This Holding Back Your Business?
- You've outgrown your bank's small-business team but you're not yet being serviced by its corporate or institutional desk.
- Your facilities have been rolled over year after year and you have no real benchmark for what competitive terms look like at your scale.
- You need funding for an acquisition, buyout, or expansion and want the debt structured properly rather than bolted onto existing lines.
- Covenants, reporting requirements, or security terms have become tighter than your risk profile warrants.
- You want a senior adviser who can model the numbers and negotiate directly with credit teams — not a generic relationship manager.
Why Mid-Market Businesses Choose Glenclair Financial
You deal directly with the specialist. Always
No account managers, no hand-offs, no junior staff. You work one-on-one with finance professionals who have run teams inside major institutions and understand exactly how far each lender can stretch on a mid-market deal, the price they should be charging, and how to position your transaction for the best outcome.
A full banking tender run on your behalf
Rather than limiting yourself to one or two incumbent lenders, we run a comprehensive tender across all suitable banks and non-bank lenders to find the strongest combination of rate, structure, gearing, covenants, and terms for a business of your size.
Deal packaging and due diligence that gives you real leverage
We prepare detailed financial analysis, cash flow models, and a professional information memorandum. At the $5m–$200m turnover level, this rigour builds credit-team confidence and materially improves the terms on the table.
Market intelligence most brokers can't match
Having worked inside major banks on pricing and risk, we know where the market is really sitting for mid-market credit right now — not advertised rates, but realistic outcomes across acquisition, property, construction, refinance, and working capital facilities.
Who This Is For
We work with established, profitable Australian businesses in the $5m to $200m turnover range, including:
Family and privately owned trading businesses
Manufacturers, wholesalers & distributors
Construction, engineering & trade groups
Commercial property investors & developers
Businesses backed by private equity or family office
Owners planning an acquisition, buyout, or succession
And Here's Something Most People Don't Expect
Our service costs you nothing.
Glenclair Financial is paid by the lender as standard commission, often out of a lender's marketing budget. There is zero fee or cost to you as the borrower. If we don't add clear value, you pay nothing. Debt advisory services are the exception, provided under a retainer and success-fee structure.
Finance Solutions We Deliver at This Scale
Commercial & Corporate Lending
Property, construction, and industry-specific commercial finance. See Commercial & Corporate services.
Business Acquisition Finance
Structured funding for buying a business, a partner's stake, or a competitor. See Business Acquisition Finance.
Commercial Refinance
Better rates, gearing, and covenants on your existing facilities, including ATO debt refinance. See Commercial Refinance.
Property Development Finance
Funding for developers, from site acquisition through to construction. See Property Development Finance.
Working Capital Finance
Debtor, trade, and cash flow facilities sized to keep a growing business moving. See Working Capital Finance.
Equipment & Asset Finance
Finance for vehicles, plant, and equipment across every industry. See Equipment & Asset services.
Ready to Benchmark Your Business Debt?
Whether you're refinancing existing facilities, funding an acquisition, or raising growth capital, one conversation can show you what's realistically achievable for a business your size in today's market.
Book your free, no-obligation consultation today
Book a Free 15-Minute Finance Assessment