An Independent Commercial Finance Broker, Not a Bank in Disguise

Most businesses only ever see one lender's view of their own risk. We run a genuine banking tender across 60+ lenders — banks, second-tier and private credit — so you can compare business loans on equal terms and refinance your commercial loan onto the best available deal, at no cost to you.

Book a Free 15-Minute Finance Assessment

What We Actually Tender

"Independent" only means something if the process behind it is real. Here's what a Glenclair tender actually involves:

We prepare a full financial analysis and deal pack covering your business, security, and the purpose of the facility.
We approach every lender on our panel with genuine appetite for your industry, structure and deal size — not just the two or three we deal with most often.
We compare the offers on rate, LVR, covenants, fees and flexibility, not just the headline interest rate.
We negotiate each offer against the others before you ever have to choose, so the final terms reflect real competitive pressure.

Why We Don't Have a Bias Towards Any One Lender

We're not owned by, or aligned with, any bank — we're an independent brokerage, free to place your deal wherever it's genuinely best served.
Standard lender commissions are broadly comparable across our panel, so we have no financial incentive to steer you toward one lender over another.
Founded by former senior bankers, we've seen pricing and risk decisions from inside major institutions — that's what tells us when an offer is genuinely competitive, not just acceptable.

What a Tender Typically Delivers

Sharper pricing

Businesses who've only ever dealt with one lender are frequently surprised by how much rate improvement a competitive process can uncover.

Better structure, not just a better rate

Interest-only periods, covenant flexibility, and facility limits that actually match your business's needs, rather than a generic template.

A clear view of your real options

Even if you stay with your existing lender, you'll know the outcome reflects a genuine market test, not a guess.

$355K Annual savings delivered to a single client

35 BPS Average reduction in debt servicing costs (basis points) — and if we can't save you money, we won't represent you

60+ Lenders on our panel — Big Four, second tier, third tier, and private credit

$0 There is no cost to you for our services; we are compensated by lenders rather than clients. Debt advisory services are the exception, provided under a retainer and success-fee structure

HOW IT WORKS

Tell us about your business
Share your situation, goals, and what you need to achieve.

We run the full banking tender
We approach all relevant lenders and secure competing offers.

You choose — we close
Pick the best terms and we manage everything through to settlement.

How the Process Works

Tell us about your situation
Your business, existing facilities, and what you're trying to achieve.

We assess feasibility
A clear, honest view of what's realistically achievable before we approach anyone.

We prepare your deal pack
Financial analysis presented the way credit teams need to see it.

We run the tender
Approach the full panel of suitable lenders and negotiate the offers.

You choose
Compare the competing offers side by side and pick the best fit.

We manage to settlement
Handle negotiations and documentation through to completion.

Ready to See a Genuinely Competitive Offer?

One conversation is enough to find out whether your current facility reflects the market, or whether it's time to compare business loans properly.

Book a free, no-obligation consultation with us today